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SCS Financial

EMV Payment Application for leading US charge card operator

In conjunction with our partners JSource, SCS provided development, testing and project management consultancy for this JavaCard implementation of the US USIS EMV standard. The project was for a major bluechip company and the card is now in widespread use throughout North America.

  • Development, testing and management of the application through stringent USIS approval and certification
  • Identified and provided beneficial additional features
  • Currently based on Java 16K EEPROM contact card.

 


EMV Lite Application for leading European card manufacturer

SCS has implemented one of the most comprehensive and flexible EMV entry level products. The product with its single mask concept can be personalized to offer either VSDC (VISA) or M/Chip4 (MasterCard) Lite functionality. The EMV Lite product successfully achieved certification from both Visa and MasterCard organisations.

  • Full compliance with EMV Common Personalization Specification (CPS)
  • Post-issuance personalization
  • Wide range of built-in functionality for loyalty, authentication or data storage (e.g. Welcome Real-Time XLS, MasterCard’s CAP)

 

CEPS electronic purse for UK National Smart Card Project

SCS implemented the Common European Purse Specification for the National Smart Card Project. The fully CEPS-compliant e-purse incorporates extra functionality to allow for secure off-line load and contactless operation.

SCS also implemented the Purchase Secure Application Module (PSAM) used to perform secure cryptographic operations for the terminal and the Load Secure Application Module (LSAM) used to handle the cryptographic processes involved in providing a mechanism for authentication of load requests.